Absa unveils revised mortgage version friendlier to prospective home-owners

Minister for Lands, Housing and Human Settlements, Dr. Angeline Mabula (centre), is accompanied by (from the left) National Housing Corporation Managing Director, Nehemiah Mchechu, Absa Bank Tanzania Head of Retail Banking, Ndabu Lilian Swere and Absa's Managing Director, Abdi Mohamed during the launch of the bank’s revamped mortgage proposition in Dar es Salaam over the weekend.

By Our Reporter, Dar es Salaam

Minister for Lands, Housing and Human Settlements Dr. Angeline Mabula has commended Absa Bank Tanzania, for entering into the pre-sale mortgage market segment that offer space.

The minister gave the thumbs-up during the launch of Absa's revamped mortgage proposition that was held simultaneously with the signing of the Memorandum of Understanding (MoU) between the bank and the National Housing Corporation (NHC) in Dar es Salaam over the weekend.

The minister said the move will help to address the challenge of availability of quality housing units in the country, noting that land investment was crucial as it has been playing a key role in improving the country’s income, thus contributing heavily to its development.

“The government introduced mortgage financing company way back in 2010 to spearhead housing construction in the country and speed up development,” said Dr..Mabula.

She added, “The president’s vision is to see that the private sector partners with the government so that a lot more Tanzanians own houses.”

According to the 2022 Housing Population Census, at least 390,000 housing units were needed annually to meet the country’s housing demand.

The minister noted that there was need for the public and private sectors to borrow modern technologies to speed up housing construction in the country.

On his part, Absa Bank Tanzania Managing Director, Abdi Mohamed, said the bank will be partnering with an Insurance Service Provider through the Collateral Replacement Indemnity (CRI) to offer 100 per cent mortgage towards a property purchase facility to make the product even more affordable.

The move, he said, means that customers will not be required to deposit any down-payment.

“Our flexibility in credit assessments also means that our customers will be able to include any verifiable additional incomes to be added into their disposable monthly income as a basis for the bank to determine loan amount eligibility,” said the Absa CEO..

The launched mortgage proposition has enhanced features, making it one of the most attractive mortgage propositions in the country.

Absa embarked on a journey to revamp its mortgage proposition in 2021 to ensure that the improved version meets and exceed current and anticipated customer needs, turning it from a standardized loan product into a home ownership solution for all Tanzanians.

Among the key improvements are reduction of the costs associated with the product to make it more affordable, by trimming down the required down-payment towards house purchase from 20 per cent to 10 per cent.

The bank has also enhanced the revision of the maximum loan size which has been revised upward from Sh500 million to Sh1 billion.

This change removes the loan size limitations for customers, enabling those with higher incomes to be able to purchase high-end house units that they previously would have not been able to.

Mr. Mohamed said to address the challenge of unavailability of quality affordable houses on sale, the bank has signed Memorandum of Understanding (MoU) with reputable property developers to finance the individual purchase of housing units sold by these developers on a pre-sale basis

“We know that everyone wants to own a house as it is a basic need for every person. A lot of people use savings to build their own houses which takes up to ten years,” he said.

According to the MD the bank’s aspirations is that one can own a house as the bank has partnered with the National Housing Corporation and set up a one-stop shop covering all aspects of buying, building and renovating of houses.

The bank has also expanded its market base locally to accommodate other regions outside of Dar es Salaam that were previously not served with mortgage, meaning that customers in all regions where Absa is present (Dar es salaam, Arusha, Moshi, Mwanza, Mbeya, Tanga, Morogoro, Dodoma, Iringa, and Zanzibar) will be able to apply for Absa Mortgage.

The bank has also opened up its mortgage solution to the Diaspora, through its “Diaspora Mortgage”, which will offer home loan solutions to Tanzanians residing overseas wishing to invest in real estate back home.

Commenting on the cooperation, NHC’s Managing Director Nehemia Mchechu said NHC was partnering with 20 banks in construction of houses, targeting the middle and low income earners.

Mchechu said NHC will ensure that all its projects are within the Central Business District (CBD) of respective urban settlements to ease transport logistics to home owners.

Absa Bank Tanzania Limited is one of Tanzania’s leading financial institutions offering an integrated set of products and services across Corporate and Investment Banking, Business Banking with solutions for SMEs, and Retail Banking.

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VODACOM MAINTAINS MARKET LEAD, TTCL STRUGGLES

Vodacom has maintained the lead as the largest mobile network operator in Tanzania as the state-owned TTCL lost hundreds of thousands of customers in the first and second quarters of the current financial year, recently published Tanzania Communications Regulatory Authority (TCRA) statistics shows.

The statistics show the Dar es Salaam Stock Exchange (DSE) listed Vodacom controls 30 per cent of the Tanzania market with a subscriber base of 18 million in the quarter ending December last year.

It is followed by Airtel, a subsidiary of Bharti Airtel of India, as the second-largest mobile network operator with 28 per cent of the market share from 16.6 customers.

MIC Tanzania Limited operating as Tigo follows with 26 per cent and 15.9 subscribers as of December last year.

The fourth largest operator is Viettel Tanzania trading as Halotel, which commands 13 per cent of the market share and 8.0 million subscribers followed by state-owned TTCL with three per cent and 1.5 million customers and Smile with 0.03 per cent from 15,547 customers.

Despite the increase in subscriptions, TTCL lost about 5,623 subscriptions in the quarter ending December.

The state-owned operator had lost 282,101 customers in the quarter ending September from 1,783,301 customers in June to 1,501,200 customers in September.

There is no operator with a significant market share in terms of subscriptions, which signifies that there is healthy competition among the operators in retaining consumers and recruiting new consumers.

The second quarter of 2022/2023 has experienced a significant increase in subscriptions which reached 2.2 million from 1.9 million in the first quarter, according to the data.

Total subscriptions have increased by 4 per cent from 58.1 million subscriptions, in September 2022 to 60.3 million as of December 2022.

TCRA says the reason behind such an increase may be associated with end of year festivals whereby many people like to communicate with families and friends around the world hence demanding new SIM cards.

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Wateja wa Benki ya Absa kununua nyumba za Shirika la Nyumba la Taifa kupitia mkopo wake ulioboreshwa

Waziri wa Ardhi, Nyumba na Maendeleo ya Makazi, Dk. Angeline Mabula (katikati), Mkurugenzi Mtendaji wa Shirika la Nyumba la Taifa, Nehemia Mchechu (kushoto), na Mkurugenzi Mtendaji wa Benki ya Absa Tanzania, Abdi Mohamed wafurahi katika hafla ya utiaji saini makubaliano yatakayowawezesha wateja wa Absa kununua nyumba za NHC kwa mkopo. Ilikuwa ni katika hafla ya uzinduzi wa Huduma ya Mkopo wa nyumba ulioboreshwa wa Absa jijini Dar es Salaam mwishoni mwa wiki.

Waziri wa Ardhi, Nyumba na Maendeleo ya Makazi, Dk. Angeline Mabula (kushoto) na Mkurugenzi Mtendaji wa Benki ya Absa Tanzania, Abdi Mohamed (kulia), wakiangalia wakati Mkurugenzi Mtendaji wa Shirika la Nyumba la Taifa (NHC), Nehemia Mchechu (katikati) akisaini makubaliano yatakayowawezesha wateja wa Benki ya Absa kununua nyumba za NHC kwa mkopo. Ilikuwa ni wakati wa uzinduzi wa Huduma ya Mkopo wa nyumba ulioboreshwa wa Absa jijini Dar es Salaam hivi karibuni.

Mkurugenzi Mtendaji wa Benki ya Absa Tanzania, Abdi Mohamed (kulia), akizungumza katika hafla hiyo jijini Dar es Salaam juzi.

Waziri wa Ardhi, Nyumba na Maendeleo ya Makazi, Dk. Angeline Mabula (kushoto) na Mkurugenzi Mtendaji wa Shirika la Nyumba la Taifa, Nehemia Mchechu (kulia), wakiangalia wakati Mkurugenzi Mtendaji wa Benki ya Absa Tanzania, Abdi Mohamed akisaini makubaliano yatakayowawezesha wateja wa benki hiyo kununua nyumba za NHC kwa mkopo kutoka benki hiyo. Ilikuwa ni wakati wa uzinduzi wa Huduma ya Mkopo wa nyumba ulioboreshwa wa Absa jijini Dar es Salaam mwishoni mwa wiki.

Baadhi ya maofisa wa Benki ya Absa pamoja na wahudhuriaji wengine wakiwa katika hafla ya uzinduzi wa mkopo wa nyumba ulioboreshwa wa Benki ya Absa katika hafla iliyofanyika pamoja na utiaji saini makubaliano yatakayowezesha wateja wa Absa kununua nyumba za Shirika la Nyumba la Taifa (NHC) kwa mkopo.

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PLAYERS SALUTE GOVERNMENT ON VAT EXEMPTION EXTENSION ON AIR CHARTER SERVICES

  

The government is mulling over prolonging value added tax (VAT) exemption on “Air Charter Services” for the next four years in its latest goodwill to spur aviation and tourism industries.

Once it goes through the Parliament, VAT exemption on “Air Charter Services” will stay through to June 30, 2026, offering a ray of hope to the aviation and tourism players to grow business and leapfrog other economic sectors.

Aviation and tourism are inherently interrelated, as tourism depends on aviation to bring in visitors, and aviation banks on tourism to generate demand and fill seats.

The Tanzania Air Operators Association (TAOA) board Chairman, Captain Maynard Mkumbwa has, on behalf of the aviation industry, overwhelmingly praised the measure of extending the VAT tax relief, expressing the aviation industry appreciations to the government with the considerate President Samia Suluhu Hassan, at the helm.

TAOA is the member base association that aims at fostering legal and responsible development of the aviation industry by ensuring safety, efficiency, regularity and economic operations.

It provides a common platform for the promotion of best practices and it engages in effective advocacy with the government through responsible authorities.

The association provides a range of services to its members such as taking part in policy formulation and reforms; providing access to relevant industrial information on travel, tour and tourism; and coordinating partnerships and business linkages between members and relevant players in the national economy.

“My thanks have no boundary going to our considerate government under the President, Samia Suluhu Hassan. The reinstatement of VAT on air charter services was essentially shooting ourselves in the foot,” said Captain Mkumbwa who is also the Managing Director of Coastal Aviation.

Traditionally, air charter services were treated as exempt supplies as provided under both the VAT Act, 2014, and 1997, respectively. However, the Finance Act, 2022, provided for this exemption to end with effect from 31st December 2022, in a move to expand the VAT base.

As it happened, the Finance Act, 2022, amendment was squarely challenged by the aviation players through their high-profile association – TAOA, citing an immediate decline in advance bookings and its consequent negative impact on the tourism industry as vivid examples of ripple effects of the removal of the exemption.

TAOA Chief Executive Officer, Ms Lathifa Sykes, said the move to remove VAT exemption was counterproductive to President Samia’s initiative through her recently launched Tanzania The Royal Tour Film to promote tourism industry and investment.

The Tanzania Royal Tour film is part of Dr Samia’s ambitious commitment to achieve one of the pledges of the ruling CCM’s 2020-2025 General Election manifesto to spur the tourism industry for it to create meaningful employment and leapfrog other economic sectors.

Indeed, the CCM manifesto clearly stipulates that tourism will attract five million tourists who will leave behind nearly 6.6 billion US dollars by 2025 with expected massive multiplier effects to a critical mass of common folks in Tanzania, particularly women and youths.

“The removal of VAT exemption on air charter services was countering what President Dr Samia and the ruling party is preaching. Aviation industry has been VAT exempt for years for a reason,” the TAOA CEO noted.

TAOA Vice-Chairman Mr Mrisho Yassin said the decision would go a long way in driving the two intertwined industries of aviation and tourism to a great height.

A Bill supplement issued on 20th January 2023, proposes to extend the VAT exemption on the supply of air charter services to 30th June 2026, implying to repeal the removal of the amnesty on 30th December 2022.

Part IX proposes to amend the VAT Act, Cap 148, whereby item 22 of the schedule is amended so as to extend the VAT exemption on air charter services in order to facilitate growth trajectory in the tourism industry.

The Bill Supplement (“the Written Laws (Miscellaneous Amendments) Act, 2023”) proposes to reinstate the exemption and postpone its removal until 1st July 2026.

This implies that it has been recognised that the proposed removal of the exemption would have serious negative implications on the tourism industry.

Tourism is Tanzania’s largest foreign exchange earner, contributing an average of $2.6 billion annually, which is equivalent to 25 per cent of all exchange earnings, the government’s data indicate.

Tourism also contributes to more than 17 per cent of the national gross domestic product (GPD), creating over 1.5 million jobs.

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PLAYERS SALUTE GOVERNMENT ON VAT EXEMPTION EXTENSION ON AIR CHARTER SERVICES

 

The government is mulling over prolonging value added tax (VAT) exemption on “Air Charter Services” for the next four years in its latest goodwill to spur aviation and tourism industries.

Once it goes through the Parliament, VAT exemption on “Air Charter Services” will stay through to June 30, 2026, offering a ray of hope to the aviation and tourism players to grow business and leapfrog other economic sectors.

Aviation and tourism are inherently interrelated, as tourism depends on aviation to bring in visitors, and aviation banks on tourism to generate demand and fill seats.

The Tanzania Air Operators Association (TAOA) board Chairman, Captain Maynard Mkumbwa has, on behalf of the aviation industry, overwhelmingly praised the measure of extending the VAT tax relief, expressing the aviation industry appreciations to the government with the considerate President Samia Suluhu Hassan, at the helm.

TAOA is the member base association that aims at fostering legal and responsible development of the aviation industry by ensuring safety, efficiency, regularity and economic operations.

It provides a common platform for the promotion of best practices and it engages in effective advocacy with the government through responsible authorities.

The association provides a range of services to its members such as taking part in policy formulation and reforms; providing access to relevant industrial information on travel, tour and tourism; and coordinating partnerships and business linkages between members and relevant players in the national economy.

“My thanks have no boundary going to our considerate government under the President, Samia Suluhu Hassan. The reinstatement of VAT on air charter services was essentially shooting ourselves in the foot,” said Captain Mkumbwa who is also the Managing Director of Coastal Aviation.

Traditionally, air charter services were treated as exempt supplies as provided under both the VAT Act, 2014, and 1997, respectively. However, the Finance Act, 2022, provided for this exemption to end with effect from 31st December 2022, in a move to expand the VAT base.

As it happened, the Finance Act, 2022, amendment was squarely challenged by the aviation players through their high-profile association – TAOA, citing an immediate decline in advance bookings and its consequent negative impact on the tourism industry as vivid examples of ripple effects of the removal of the exemption.

TAOA Chief Executive Officer, Ms Lathifa Sykes, said the move to remove VAT exemption was counterproductive to President Samia’s initiative through her recently launched Tanzania The Royal Tour Film to promote tourism industry and investment.

The Tanzania Royal Tour film is part of Dr Samia’s ambitious commitment to achieve one of the pledges of the ruling CCM’s 2020-2025 General Election manifesto to spur the tourism industry for it to create meaningful employment and leapfrog other economic sectors.

Indeed, the CCM manifesto clearly stipulates that tourism will attract five million tourists who will leave behind nearly 6.6 billion US dollars by 2025 with expected massive multiplier effects to a critical mass of common folks in Tanzania, particularly women and youths.

“The removal of VAT exemption on air charter services was countering what President Dr Samia and the ruling party is preaching. Aviation industry has been VAT exempt for years for a reason,” the TAOA CEO noted.

TAOA Vice-Chairman Mr Mrisho Yassin said the decision would go a long way in driving the two intertwined industries of aviation and tourism to a great height.

A Bill supplement issued on 20th January 2023, proposes to extend the VAT exemption on the supply of air charter services to 30th June 2026, implying to repeal the removal of the amnesty on 30th December 2022.

Part IX proposes to amend the VAT Act, Cap 148, whereby item 22 of the schedule is amended so as to extend the VAT exemption on air charter services in order to facilitate growth trajectory in the tourism industry.

The Bill Supplement (“the Written Laws (Miscellaneous Amendments) Act, 2023”) proposes to reinstate the exemption and postpone its removal until 1st July 2026.

This implies that it has been recognised that the proposed removal of the exemption would have serious negative implications on the tourism industry.

Tourism is Tanzania’s largest foreign exchange earner, contributing an average of $2.6 billion annually, which is equivalent to 25 per cent of all exchange earnings, the government’s data indicate.

Tourism also contributes to more than 17 per cent of the national gross domestic product (GPD), creating over 1.5 million jobs.

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ABSA LAUNCHES AMBITIOUS GRADUATE ENGAGEMENT PROGRAMME

Absa Bank Tanzania Head of Marketing and Corporate Relations, Aron Luhanga (left), addresses the press during the launch of Absa's graduate engagement program in Dar es Salaam today. Looking on to his left are Absa Director of People and Culture (HR), Patrick Foya, bank’s Director of Finance, Obedi Laiser and Empower Marketing and Communications Manager, Joanna Mallya.

By Our Reporter, Dar es Salaam

Absa Bank Tanzania Limited has announced the launch of its “Leaders in the Making” Graduate Engagement Program, an ambitious leadership development enterprise designed to foster the next generation of Absa leaders from a pool of recent university graduates.

Speaking at the launch, Mr. Obedi Laiser, Director of Finance at Absa Bank Tanzania, said : “The aim of this programme is to take fresh university graduates, provide them with quality job opportunities and nurture the into becoming future corporate leaders who will have great impact in our organization and the banking industry in Tanzania.”

A twelve-month well-structured management trainee drill, “Leaders in the Making” targets those who graduated between 2020-2023.

The Absa executive added: “Our young generation faces a rapidly changing world and many challenges in finding work opportunities. And so, two of our top priorities are to help young people prepare for the working world of tomorrow and to offer them quality jobs that will bring their possibilities to life. Thus, this programme ensures that as a local bank and a good corporate citizen, we live up to our commitment of addressing youth unemployment and skills development for the country.”

The bank has been running a similar Graduate Trainee Program since 2013, which has proved to be a resounding success in producing local leaders who have since ascended the corporate ranks to occupy senior leadership positions within Absa and other financial institutions in the country.

For the 2023 edition, Absa has hired Empower Limited as the implementing partner.

The choice, according to Absa, is based on the bank’s trust on Empower’s expertise and commitment to youth development, their unique understanding of the labour market and the competencies of the future, and their close relationship with the country’s largest tertiary academic institutions, makes them the right partners for such an undertaking.

Commenting on the partnership, Mr. Patrick Foya, the Director of People Function, said: “This partnership will ensure that the programme remains relevant in this dynamic market and that it pushes the candidates to fulfill their optimum potential and be ready for future leadership roles in the corporate world.”

The Programme will offer participants a 12-month immersive learning experience featuring leadership exposure, digital master-classes, mentorship and coaching, innovation challenges, book clubs, 21st century skills workshops, a play-to-win retreat, research & market analysis, inspirational sessions, and practical exposure to various areas of the bank’s operations.

Upon completing the programme, Absa expects participants to possess comprehensive understanding of the corporate world and at the same time be well-equipped to assume leadership functions within the bank and beyond.

In addition to targeting candidates who have graduated from university between 2020-2023, the initiative is open to those to join Absa as soon as April 2023 and remain with the bank for the entire duration of the programme. Application for the programme is open and interested

candidates can visit Empower website (accessible via www.empower.co.tz) and search for “Leaders in The Making” to apply before 26 February 2023.

In his concluding remarks, Laiser said: “I urged all fresh graduates to grab this opportunity with both hands and apply before the set deadline – the initiative promises an exciting and innovative career journey at Absa for all participants. Absa bank assures everyone that the recruitment process will be fair and transparent, owing to the bank’s commitment to being a force for good in the community.”

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DCB YAPONGEZWA KWA MCHANGO WAKE KUINUA SEKTA YA FEDHA NCHINI

Gavana wa Benki Kuu ya Tanzania (BoT), Bwana Emmanuel Tutuba (wa pili kulia), akikabidhi tuzo kwa Kaimu Mkurugenzi Mtendaji wa Benki ya DCB, Bwana Isidori Msaki, kwa kutambua mchango wa benki hiyo katika kufanikisha maendeleo ya sekta ya fedha nchini. Hafla hiyo ilifanyika pamoja na sherehe za kumuaga gavana aliyemaliza muda wake. Prof. florens Luoga (kushoto) na kumkaribisha gavana huyo mpya zilizoandaliwa na Umoja wa Mabenki Tanzania (TBA), mjini Dar es Salaam hivi karibuni. Kulia ni Mwenyekiti wa TBA, Theobald Sabi.

Gavana wa Benki Kuu ya Tanzania (BoT), Bwana Emmanuel Tutuba (kulia), akikabidhi tuzo kwa Kaimu Mkurugenzi Mtendaji wa Benki ya DCB, Bwana Isidori Msaki, kwa kutambua mchango wake binafsi katika kufanikisha maendeleo ya sekta ya fedha nchini. Hafla hiyo ilifanyika pamoja na sherehe za kumuaga gavana aliyemaliza muda wake. Prof. florens Luoga (wa pili kushoto) na kumkaribisha gavana mpya Bwana Tutuba, zilizoandaliwa na Umoja wa Mabenki Tanzania (TBA), mjini Dar es Salaam hivi karibuni. Kushoto ni Mwenyekiti wa TBA, Bwana Theobald Sabi.

BENKI ya Biashara ya DCB imepongezwa kwa mchango wake unaoendelea kuchangia maendekeo ya sekta ya fedha nchini.

Hayo yamebainika katika hafla iliyoandaliwa na Umoja wa Mabenki Tanzania (TBA) katika hafla waliyoiandaa kuzipongeza taasisi za fedha pamoja na kumuaga gavana wa zamani wa Benki kuu ya Tanzania (BoT), Prof. Florens Luoga na kumkaribisha Gavana mpya, Bwana Emmanuel Tutuba.

Katika hafla hiyo iliyofanyika jijini Dar es Salaam, Taasisi ya TBA ilikabidhi tuzo mbalimbali kwa benki washirika pamoja na benki ya DCB ikiwa ni ishara ya kutambua mchango wa taasisi hizo katika Kuhakikisha sekta ya fedha nchini inapiga hatua sawa na malengo ya serikali ya awamu ya sita katika Kuhakikisha watu wengi zaidi wanafikiwa na huduma za kibenki.

Akizungumzia tuzo hizo Kaimu Mkurugenzi Mtendaji wa DCB, Bwana Isidori Msaki aliishukuru TBA kwa kutambua mchango wa benki ya DCB na kwake binafsi akisema wanazichukulia tuzo hizo kama deni kwao kwa TBA na kwa wateja wao katika kuhakikisha DCB inaendelea kuwa suluhisho pale watanzania wanapohitaji huduma bora za kibenki.

“Mimi binafsi pamoja na benki yetu tunaona fahari kubwa kupewa tuzo hizi tukizipa umuhimu mkubwa na kuzidi kutuhamasisha kufanya vizuri zaidi katika kuboresha huduma zetu za kibenki ili ziweze kuleta tija na manufaa kwa wateja wetu, wadau na kwa watanzania wote."

“Benki ya DCB itaendelea kuboresha huduma zake na kuongeza bidhaa mpya sokoni zinazokidhi mahitaji ya wateja wetu, natoa wito kwa watanzania kutumia huduma zetu bora za kibenki na hawatajutia”, alisema Bwana Msaki.

Hii si mara ya kwanza kwa DCB kupewa tuzo ama kutambuliwa kwa mchango wake katika kutoa huduma bora ama kuchangia maendeleo ya sekta za kibenki.

Mwishoni mwa mwaka uliopita, DCB ilitwaa tuzo ya utoaji Huduma Bora za kibenki kwa wateja na pia ilishinda tuzo ya uwasilishaji Bora wa mahesabu zinazotolewa kila mwaka na Bodi ya Taifa ya Wahasibu na Wakaguzi wa Mahesabu (NBAA)

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Mid-Sized Bank records profits growth in 2022 as assets base grows exponentially for DCB Commercial Bank Plc

Dar es Salaam, Febtuari 1, 2023. DCB Commercial Bank Plc has registered a sizable growth in its profit during the financial year 2022, accompanied by an impressive expansion of the asset base as the bank’s deposit also swelled considerably.

The bank recorded a Profit Before Tax (PBT) of TZS 2.25 billion, ahead of the previous year’s comparative PBT of TZS 1.06 billion, translating to a growth of 112%. This growth resulted from an 11% growth in total income, attributed to increasing interest income which grew by 4% to TZS 28.61 billion (2021: TZS 27.62 billion) and non-interest income which increased by 45% year on year (YoY) from TZS 7.2 billion to TZS 10.4 billion in 2022.

“The bank grew its non-funded income during the year, focusing on trade financing activities, foreign exchange business, and increased transactional fees due to the enhanced features and increased usage of digital banking platforms,” said DCB Acting Chief Financial Officer (CFO), Mr. Siriaki Surumbu.

The bank solidified its position as a mid-sized bank seeing its balance sheet position surpass the TZS 200 billion mark, with its total assets reaching TZS 214 billion in 2022. This is a 61% growth over the past five years, stemming from the 2018 asset base valued at TZS 133 billion.

Gross loan book of the bank closed at TZS 130.36 billion in 2022, being 4% growth year-on-year from TZS 125 billion in 2021. Its investment in government securities grew by 44% to reach TZS 41 billion from TZS 28 billion in 2021. The bank’s deposits grew by 11% from TZS 150 billion in 2021 to TZS 165 billion in 2022, a product of the bank’s calculated efforts to grow its customer base.

“During the year, the bank celebrated several awards, shining during the Consumer Choice Awards Africa to emerge winner in the Most Preferred Bank in Customer Service. The bank also won the Best Presented Financial Statements Award NBAA, in the mid-sized bank chapter, the fifth successive win,” said DCB Managing Director Mr. Isidori Msaki.

“The awards were a great cause for celebration as we marked our 20th anniversary of operations in 2022. DCB continues to celebrate excellence as we look forward to 2023.”

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TANZANIA COMMERCIAL BANK YATOA MSAADA WA MIFUKO 100 YA SARUJI KUKAMILISHA UJENZI WA ZAHANATI YA KATA YA GOWEKO

Mkuu wa Kitengo cha Mahusiano na Uhusiano wa Tanzania Commercial Bank TCB, Bi Chichi Banda (kulia), akikabidhi sehemu ya msaada wa mifuko 100 ya saruji kwa Diwani wa kata ya Goweko Mhe. Shaban Katalambula iliyotolewa na TCB kwa ajili ya ukamilishaji wa ujenzi wa kituo cha afya katika kata hiyo.

Mkuu wa Kitengo cha Mahusiano na Uhusiano wa Tanzania Commercial Bank TCB, Bi Chichi Banda akizungumza wakati wa hafla ya kukabidhi mifuko 100 ya saruji iliyotolewa na Benki hiyo kwa ajili ya ukamilishaji wa ujenzi wa kituo cha afya katika kata hiyo.

Wananchi wakishusha cement iliyotolewa na Tanzania Commercial bank kwaajili ya kumalizia ujenzi wa zahanati

TCB imeunga mkono jitihada zilizoanzishwa na wanakijiji wa kata hiyo kwa kushirikiana na Halmashauri ya Wilaya ya Uyui mkoani Tabora. Kwa muda mrefu wananchi wa kata ya Goweko wamekuwa wakitembea umbali mrefu kwa ajili ya kupata huduma za afya, hivyo kwa msaada toka benki ya TCB itawezesha kutatua changamoto hizo kwa wananchi hao.

Katika kuhakikisha kuwa Tanzania Commercial bank TCB inaendelea kuwakaribu zaidi na watanzania ambao ndio wateja wake wakubwa, Iimeunga mkono juhudi za Wananchi wa kata ya Goweko kwakukabidhi msaada wa mifuko 100 ya Saruji.

Akikabidhi msaada huo, Mkuu wa kitengo cha Mahusiano na Uhusiano wa Benk ya TCB, Bi Chichi Banda alisema kuwa Tanzania Commercial Bank kama ilivyokawaida yake imeguswa na imefanya maana inaamini hawa wananchi ndio wateja wa benki.

“leo tunakabidhi msaada wa mifuko 100 hapa kwaajili yakukamilisha ujenzi wa kituo cha afya lakini pia hatukuishia hapa tumekabidhi mifuko 100 mingine kwa Diwani wa Kata ya kiburugwa Mbagala Dar es salaam kwaajili ya kukamilisha ujenzi wa kituo cha polisi cha kata hiyo".

Pia tukatambua umuhimu wa sekta ya elimu nako tumeweza kutoa mifuko 150 ya saruji katika Shule ya Msingi Ikamba iliyoko wilaya ya Ilala Jijini Dar es Salaam kwaajili yakufanya maboresho ya madarasa.

“tunawapongeza sana wakazi wa hapa kwakuona kuwa swala la afya sio la serikali pekeyake hivyo sisi kama TCB tumeguswa sana tumeona tuje hapa kusaidiana na wananchi kwa hali na mali kwani nyinyi ni sehemu yetu na sisi ni sehemu yenu,"

Tanzania Commercial Bank ni benki pekee nchini yenye mtandao mpana wamatawi na mawakala nchi nzima hivyo niwasihi ndugu wananchi muitumie Benki ya TCB kwani inabidhaa bora na rafiki.

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TANZANIA COMMERCIAL BANK YATOA MSAADA WA MIFUKO 150 YA CEMENT KUBORESHA MADARASA

 Meneja wa Benki ya Tanzania Commercial Bank (TCB) Tawi la Mbagala Edward Mwoleka, (wa tatu kulia), akikabidhi sehemu ya msaada wa mifuko 150 ya Cement kwa Mwalimu Mkuu wa Shule ya Msingi Kilamba iliyopo Mbagala Charambe iliyotolewa na TCB kwa ajili ya kufanya maboresho ya madarasa ya shule hiyo. Kutoka kulia ni Meneja wa Mawasiliano na Uhusiano wa Tanzania Commercial Bank (TCB) Gloria Mutta, Diwani wa Kata ya Charambe Twahil Shabani, pamoja na Kaimu Mkuu wa Wilaya ya Temeke, Betha Minga.

Meneja wa Benki ya Tanzania Commercial Bank (TCB) Tawi la Mbagala, Edward Mwoleka, (wa tatu kulia), akikabidhi sehemu ya msaada wa mifuko 150 ya Cement kwa Kaimu Mkuu wa Wilaya ya Temeke, Betha Minga, iliyotolewa na TCB kwa ajili yakufanyia maboresho ya madarasa ya shule ya msingi Kilamba iliyopo Charambe. Kutoka kulia ni Mwalimu Mkuu wa Shule hiyo, Leah Masaba, Diwani wa Kata ya Charambe, Twahil Shabani pamoja na Mjumbe wa shule.

Meneja wa Mawasiliano na Uhusiano wa Tanzania Commercial Bank (TCB), Gloria Mutta (wa tatu kulia), akikabidhi sehemu ya msaada wa mifuko 150 ya Cement, kwa Mtendaji kata ya Charambe, Theodora Malata iliyotolewa na TCB kwa ajili yakufanyia maboresho ya madarasa ya Shule ya Msingi Kilamba iliyopo Charambe. 

Mwalimu Mkuu wa Shule ya Msingi Kilamba, Leah Masaba, akizungumza wakati wa hafla ya kupokea msaada wa mifuko 150 ya Cement iliyotolewa na TCB kwa ajili yakufanyia maboresho ya madarasa ya shule hiyo.

Mtendaji kaya ya Charambe, Theodora Malata akitoa shukrani kwa niaba ya shule ya Msingi Kilamba kwa uongozi wa TCB baada ya kupokea msaada wa mifuko 150 ya Cement iliyotolewa na TCB kwa ajili ya kufanyia maboresho ya madarasa ya shule hiyo iliyopo Charambe jijini Dar es Salaam.

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MATUKIO YA MAUAJI WILAYA YA MANYONI WANANCHI WAMLILIA RC SERUKAMBA AWASAIDIE

Mkuu wa Mkoa wa Singida, Peter Serukamba akizungumza na wananchi wa Wilaya ya Manyoni na Itigi katika kikao cha kusikiliza kero kilichofanyika juzi wilayani humo.

Na Dotto Mwaibale, Singida

UTARATIBU wa ziara aliounzisha Mkuu wa Mkoa wa Singida, Peter Serukamba kwenda kusikiliza kero za wananchi katika wilaya zote mkoani hapa zimekuwa na tija kubwa kwani zimeibua mambo mengi yakiwemo matukio ya mfululizo ya kuuawa kwa watu wilayani Manyoni.

Mauaji ya mfululizo ya watu ambao maiti zao zinaokotwa kila wiki maeneo tofauti ya Wilaya ya Manyoni yamewashtua wananchi wa wilaya hiyo ambao wamelazimika kupaza sauti kumweleza Mkuu wa Mkoa wa Singida, Peter Serukamba, kumuomba aingilie kati na kuwasaidia kuliondoa jambo hilo.

Katika hali ya kushangaza,wananchi hao wamesema mauji ya watu ambayo yameibua hofu kubwa kwa jamii baadhi ya pikipiki zinazomilikiwa na askari polisi wa Manyoni kwa ajili kuendesha biashara zao ndizo zinatumika kwenye mauaji hayo.

Wananchi wa Manyoni walimweleza juzi hayo Mkuu wa Mkoa wa Singida,Serukamba ambaye alikwenda katika wilaya hiyo kusikiliza kero mbalimbali ikiwa ni mwendelezo wa ziara zake zakusikiliza kero.

"Mheshimiwa Mkuu wa Mkoa hapa Manyoni vifo vimekithiri sana kila wiki lazima tuokote maiti mahala fulani lakini sio kwamba wananchi wa Manyoni hawawafahamu wahalifu bali wanawafahamu," alisema Prisca Maleta.

Maleta ambaye wakati akizungumzia suala hilo mamia ya wananchi waliokuwa kwenye kikao hicho walikuwa wakimshangilia, alisema wananchi wanashindwa kutoa taarifa polisi kutaja wanaohusika na uhalifu huo kwasababu baadhi ya polisi sio waaminifu wanaficha siri za watoa taarifa.

"Tatizo linakuja kwa Jeshi la Polisi mimi kama Prisca ninapokwenda kutoa taarifa polisi kabla mtuhumiwa hajaenda kukamatwa wanampa taarifa kuwa fulani amekuja kukuripoti huku,vitengo hivi ndio vinasababisha vifo kuongezeka kwasababu kunakuwa na visa na visa," alisema.

Maleta alimweleza Mkuu wa Mkoa kuwa kuna baadhi ya askari ambao anawajua kwa sura na majina ambao wanamiliki pikipiki zao ambazo ndizo zinazoshiriki kwenye uhalifu wa mauji ya watu.

"Kuna baadhi ya askari kwa sura na majina ila siwezi kuwataja hapa ila ukihitaji nitakutajia wana pikipiki zao ambazo ndizo zinashiriki kwenye uhalifu," alisema.

Mwananchi mwingine Khalfan Zuberi Paloto alilalamikia jeshi hilo kitengo cha upelelezi kuwa mtu anapopeleka mashitaka kituoni na kufunguliwa jadala, badala ya kukutanishwa na askari mpelelezi wa kesi yake hupewa namba ya simu na kila ikipigwa muhusika husema yupo nje ya wilaya.

“Mimi nilipeleka kesi ya wizi nikapewa namba ya simu ya mpelelezi nilipompigia akataka nimpe namba ya simu ya mshukiwa, alipigiwa simu akimuita kituoni lakini mshukiwa alipofika hakumkuta ayelimuita,” alisema.

Paloto alisema tatizo hilo limekuwa sugu kwenye idara ya upelelezi ya polisi wilayani humo, hali inayowafanya waamini huduma haziwezi kuwa na ubora unaotakiwa kutokana na unyeti wa idara hiyo.

Mkuu wa Polisi Wilaya ya Manyoni (OCD), Ahmad Makele akijibu madai hayo alikiri kuwepo kwa mauaji hayo ya mara kwa mara wilayani humo.

"Vifo vinavyotokea sio vya kisasi wala kuwania mali sababu mtu akiuawa vinachukuliwa viungo vya mwili wake kama vile sehemu za siri," alisema.

Makele alisema Jeshi la Polisi limeanza kuchukua hatua za kukabiliana na mauaji hayo na watu kadhaa wamekwisha kamatwa na misako zaidi bado inaendelea kufanyika ili kukomesha vitendo hivyo.

Kufuatia malalamiko hayo ya wananchi, Mkuu wa Mkoa wa Singida, Serukamba amemwagiza Afisa wa Usalama wa Taifa wa Wilaya ya Manyoni (DSO), kuunda kamati itakayoshirikisha vyombo vyote vya usalama kuchunguza mauaji hayo.

Serukamba ambaye alionekana kuchukizwa na suala hilo alisema mkoa anaoungoza hawezi kukubali kuwa na askari wanaoshirikiana na wahalifu.

"Haiwezekani watu wanauawa kirahisi rahisi na serikali ipo, vinginevyo tumwambie IGP (Mkuu wa Jeshi la Polisi Nchini) awaondoe Manyoni, pia hatuwezi kuwazuia na polisi wanaoshirikiana na wahalifu, hatuwezi kuwafukuza kazi lakini tunaomba wapelekwe mikoa mingine hapa tunahitaji kuona polisi wema ambao wanalinda wananchi na mali zao," alisema.

Alisema Jeshi la Polisi linao uwezo wa kuwajua wahalifu,washirikina na wanaofukua makaburi hivyo wote wafahamike wachukuliwe hatua kali za kisheria.

Mkuu wa Wilaya ya Manyoni Rahabu Mwagisa akizungumza katika kikao hicho.

Mwenyekiti wa Halmashauri ya Wilaya ya Manyoni, Jumanne Mlagaza, akichangia jambo kwenye kikao hicho.

Mkazi wa Manyoni Prisca Maleta.akitoa kero yake mbele ya mkuu wa mkoa.

Mkazi wa Manyoni Khalfani Zuberi akinyoosha kidole kuomba apewe nafasi ya kutoa kero zake.

Mkazi wa Manyoni Khalfan Zuberi akitoa kero zake.

Meneja wa Tanesco Wilaya ya Manyoni Mhandisi James Mushi akizungumza katikakikao hicho wakati akitoaufafanuzi kufuatia kero zilizokuwa zikiwasilishwa na wananchi.

Kero zikitolewa mbele ya mkuu wa mkoa.

Kikao cha kero kikiendelea.

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TANZANIA COMMERCIAL BANK YASHIRIKI UZINDUZI UJENZI WA RELI YA KISASA KUTOKA TABORA HADI ISAKA

 Makamu wa Rais wa Jamhuri ya Muungano wa Tanzania Dk Phillip Mpango akisikiliza maelezo ya ushiriki wa benki ya Tanzania Commercial Bank TCB katika ujenzi wa Reli ya kisasa(SGR) kutoka kwa Mkurugenzi wa wateja Wakubwa wa Tanzania Commercial Bank (TCB),  Adolphina William wakati wa uzinduzi wa ujenzi wa ujenzi wa reli ya SGR LOT 4 kati ya Tabora na Isaka, uliofanyika leo mjini Isaka, mkoani Shinyanga

Mkurugenzi wa wateja Wakubwa wa Tanzania Commercial Bank (TCB),  Adolphina William wakati (kulia), akizungumza wakati wa uzinduzi wa ujenzi wa ujenzi wa reli ya SGR LOT 4 kati ya Tabora na Isaka, uliofanyika leo mjini Isaka, mkoani Shinyanga ambapo katika hafla hiyo mgeni rasmi alikuwa Makamu wa Rais wa Jamhuri ya Muungano wa Tanzania Dk Phillip Mpango.

Tanzania Commercial Bank (TCB) Imeendelea kushiriki zoezi endelevu la ujenzi wa kipande cha nne cha ujenzi wa reli ya kisasa kutoka Tabora hadi Isaka chenye urefu wa kilomita 165.

TCB imeshirikia kikamilifu katika hafla ya uzinduzi wa ujenzi wa reli ya kisasa (SGR) kipande cha kutoka Tabora hadi Isaka chenye urefu wa kilomita 165..

TCB imekuwa mdau mkubwa wa maendeleo katika sekta mbalimbali na kuhakikisha kuwa inatoa huduma stahiki kila kona ya Tanzania na kuhakikisha inaunga mkono kwa asilimia zote maendeleo ya nchi.

Hayo yamesemwa na Mkurugenzi wa wateja wakubwa wa  Tanzania Commercial Bank Adolphina William  wakati wa uzinduzi wa mradi wa ujenzi wa reli ya Kisasa (SGR) awamu ya nne leo Mkoani Shinyanga.

Adolphina amesema, Tanzania Commercial Bank  ni Benki ya Wananchi na  wamejitoa na wameshiriki kwa hatua kubwa katika kuhakikisha shirika la Reli Tanzania (TRC) linafanikisha mradi wa SGR   kwa mafanikio makubwa.

“Tanzania commercial Bank ni wadau wakubwa wa maendeleo hapa nchini na kuchangia ujenzi wa Taifa, TRC wanafanya kazi nzuri sana kuhakikisha wanaunganisha wananchi kwa njia ya usafiri wa reli hivyo mradi huu wa SGR utaleta mafanikio makubwa hapa nchini.

Adolphina ameeleza kuwa kwa Sasa Tanzania Commercial Bank ina matawi kila pembe ya Tanzania hivyo imejipanga vyema kutoa huduma kwa watanzania pamoja na wageni kutoka nje hivyo amewasihi watanzania ambao bado hawajafungua akaunti na benki ya TCB wakafungue akaunti ili kunufaika na huduma zinazopatikana katika Benki hiyo.

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USAID KIZAZI HODARI TUMAINI JIPYA KWA JAMII ZA WAATHIRIKA WA UKIMWI

Waziri wa Maendeleo ya Jamii, Jinsia, Wanawake na Makundi Maalumu, Dk. Dorothy Gwajima (wa pili kushoto) akiagana na Mkurugenzi Mkazi wa Deloitte Consulting, Zahra Nensi baada ya kuzindua mradi wa Kizazi Hodari unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Kulia kwake ni Katibu Mkuu KKKT, Mhandisi Robert Kitundu. Mradi huo unaosaidia Serikali ya Tanzania katika kuboresha afya, ustawi na ulinzi wa watoto yatima na vijana wanaoishi kwenye jamii zilizoathirika zaidi na ugonjwa wa ukimwi katika mikoa 12 nchini unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Waziri wa Maendeleo ya Jamii, Jinsia, Wanawake na Makundi Maalumu, Dk. Dorothy Gwajima akibonyeza kitufe kuzindua mradi wa Kizazi Hodari unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo.

Mkurugenzi wa Shirika la Misaada la Marekani nchini, Kate Somvongsiri akizungumza katika hafla ya uzinduzi wa mradi huo unaofadhiliwa na USAID.

Waziri wa Maendeleo ya Jamii, Jinsia, Wanawake na Makundi Maalumu, Dk. Dorothy Gwajima (katikati) akizungumza na Mkurugenzi wa Mradi wa Kizazi Hodari Kanda ya Kusini, Dorothy Matoyo baada ya kuzindua mradi huo unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Kulia ni Mkurugenzi Mkazi wa Deloitte Consulting, Zahra Nensi. Mradi huo unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Waziri wa Maendeleo ya Jamii, Jinsia, Wanawake na Makundi Maalumu, Dk. Dorothy Gwajima akizungumza wakati wa uzinduzi wa mradi wa Kizazi Hodari unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Mradi huo unaosaidia Serikali ya Tanzania katika kuboresha afya, ustawi na ulinzi wa watoto yatima na vijana wanaoishi kwenye jamii zilizoathirika zaidi na ugonjwa wa ukimwi katika mikoa 12 nchini unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Mkurugenzi Mkazi wa Deloitte Consulting Limited, Zahra Nensi akizungumza wakati wa hafla ya uzinduzi wa mradi wa Kizazi Hodari unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Mradi huo unaosaidia Serikali ya Tanzania katika kuboresha afya, ustawi na ulinzi wa watoto yatima na vijana wanaoishi kwenye jamii zilizoathirika zaidi na ugonjwa wa ukimwi katika mikoa 12 nchini unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Mkurugenzi wa Mradi wa Kizazi Hodari, Dorothy Matoyo akizungumza wakati wa hafla ya uzinduzi wa mradi huo unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Mradi huo unaosaidia Serikali ya Tanzania katika kuboresha afya, ustawi na ulinzi wa watoto yatima na vijana wanaoishi kwenye jamii zilizoathirika zaidi na ugonjwa wa ukimwi katika mikoa 12 nchini unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Mkuu wa Kanisa la KKKT, Askofu Dk. Fredrick Shoo akizungumza wakati wa hafla ya uzinduzi wa mradi wa Kizazi Hodari unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Mradi huo unaosaidia Serikali ya Tanzania katika kuboresha afya, ustawi na ulinzi wa watoto yatima na vijana wanaoishi kwenye jamii zilizoathirika zaidi na ugonjwa wa ukimwi katika mikoa 12 nchini unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Baadhi ya Viongozi wa dini wakihudhuria wakati wa hafla ya uzinduzi wa mradi wa Kizazi Hodari unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Mradi huo unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Baadhi ya wahudhuriaji wakifuatilia hotuba mbalimbali wakati wa hafla ya uzinduzi wa mradi wa Kizazi Hodari unaofadhiliwa na Shirika la Misaada la Marekani (USAID), jijini Dodoma leo. Mradi huo unaratibiwa na Taasisi za Deloitte na Kanisa la KKKT.

Waziri wa Maendeleo ya Jamii, Jinsia, Jamii na Makundi Maalum, Dk Dorothy Gwajima ameagiza utekelezaji wa mradi wa Kizazi Hodari unaowalenga kuimarisha afya, ustawi na ulinzi kwa Watoto na vijana balehe wanaoishi katika mazingira hatarishi yenye Kasi kubwa ya maambukizi ya VVU.

Mradi wa Kizazi Hodari utatekelezwa kwa miaka mitano chini ya ufadhili wa Shirika la Maendeleo la Watu wa Marekani (USAID) na unawalenga watoto balehe wenye umri wa kuanzia miaka 0 hadi 17.

Watekelezaji wa mradi huo ni Wizara ya Maendeleo ya Jamii, Jinsia, Wanawake na Makundi Maalum, Ofisi ya Rais Tawala za Mikoa na Serikali za Mitaa (Tamisemi), Shirika la Deloitte na Shirika la kidini la KKKT

Taasisi ya Deloitte ikisimamia mikoa mitano ya Kanda ya Kusini ya; Lindi, Mtwara, Ruvuma, Iringa na Njombe huku Kanisa la KKKT likisimamia mikoa Saba ya Kanda ya Kaskazini ya; Tanga, Arusha, Kilimanjaro, Manyara, Morogoro, Singida na Dodoma.

Akizungumza jana katika uzinduzi wa mradi huo, Dk Gwajima alisema mbali na mambo yaliyoainishwa katika mradi huo utakaotekelezwa kwenye mikoa 12 nchini, ni muhimu mradi huo ukajihusisha na utoaji wa elimu sahihi ya malezi, makuzi na maendeleo ya awali ya mtoto.

“Ni vema afua zifuatazo zikawekwa katika mpango kazi wa utekelezaji wa mradi wa Kizazi Hodari ni kutoa elimu sahihi ya malezi, makuzi na maendeleo ya awali ya mtoto na kuendeleza programu za kuwaandaa wavulana kuwa wanaume bora wajao,” alisema.

Akielezea kuhusu mradi huo, Dk Gwajima alisema jumla ya watoto yatima na kaya 138,944 zitafikiwa na mradi huo ambao unalenga katika kuimarisha afya, ustawi na ulinzi kwa watoto na vijana balehe wanaoishi katika mazingira hatarishi.

Awali Mkurugenzi Mkazi wa Shirika la Deloitte, Zahra Nensi alisema mradi huo unalenga katika kuongeza wigo wa kuwatambua watoto wenye maambukizi ya Virusi vya Ukimwi (VVU) na kuwaunganisha karika huduma za afya ili kufubaza VVU.

“Kuongeza upatikanaji wa huduma za kuzuia maambukizi, kuzuia ukatili na huduma za mwitikio kwa watoto yatima na vijana,” alisema.

Pia alisema lengo jingine ni kukuza uchumi kwa ajili ya mabinti balehe na walezi wa watoto yatima na waishio mazingira hatarishi.

Mkurugenzi Mkazi wa USAID, Kate Msomvongsiri amesema hadi mwisho wa mradi huo inategemewa utakuwa umeajiri na kuwapatia huduma mbalimbali walau kwa asilimia 90 ya watoto na vijana hao.

Alisema vijana hao ni hasa kutoka kwenye vituo vya afya vinavyohudumiwa na Mpango wa Dharura wa Rais wa Marekani wa Kukabiliana na Ukimwi (PEPFAR).

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